1. Equipment Financing

• FCC can work with you directly to finance your purchase at an auction or from equipment dealers.
• Structured to provide special repayment schedules for seasonality of your business and fitted to your company's overall debt structure
  

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2. Equipment Leasing

• Provides the benefits of use without the risks and hassles of ownership
• Grants flexibility to purchase, return or upgrade your equipment at the end of the lease term
• No down payment required
• FCC can structure a lease that meets all of FASB 13 requirements.
• FCC's "Wonder Lease" allows a company the flexibility of a lease product, but also gives a company our early buyout window, protecting a company from being forced to exercise a fair market value purchase option.
• TRAC leases for titled vehicles
• Tax Leasing is available which allows FCC to take into account the benefit of ownership, thereby, allowing you to enjoy a reduced lease factor.
• Manages Alternative Minimum Tax
• Provides early buyout option to preserve equity in the equipment with mid-term conversion

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3. Revolving Lines of Credit

• Uses equity in equipment to:
  a) reduce interest costs by managing cash flow more effectively
  b) increase bonding capability by increasing working capital
• Allows for smooth acquisition of additional new or used equipment
• Gives the flexibility of repaying the loan whenever you have excess cash and reborrowing when you have the need
• Allows for the easy liquidation of equipment if you sell equipment or reduce your fleet
• The Minimum Revolving Line of Credit is $1,000,000

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4. Debt Consolidation and Restructuring

• Reduces cash flow requirements on existing debt
• Generates working capital for growing operations
• Allows a company to use the "hidden worth" in the value of its equipment to generate available funding for refinancing or other business purposes
• Improves a company's balance sheet, increases working capital and may increase bidding and bonding capacity
• Tailored to meet your needs